WealthTrackMY
🇲🇾 Malaysian-First

Your Financial
Command Center

No receipt tracking. WealthTrack MY uses a low-friction Fixed Commitments + Envelope Allocations framework — built for Ringgit, LHDN PCB tax, Zakat, EPF, and Rule of 78.

The Pipeline

Income Profiles Envelopes Cash Flow Net Worth
🏦

Income & Envelopes

Zero-sum budget with cash, CC, loan, savings buckets. Copy from previous month.

🚗

Car Loans

Fixed rate (Rule of 78) + reducing-balance. Early settlement calculator.

🏠

Mortgages

Conventional & Islamic. Amortization schedules, extra payments, semi-flexi.

💳

CC & BNPL

Installment tracker with auto-calculated billing cycles. BNPL plans.

🏛️

EPF & Stocks

3-account EPF with i-Sayang. Stock portfolio with gain/loss tracking.

🕌

Zakat & PCB Tax

Monthly zakat tracker. LHDN PCB calculator with progressive brackets.

📊

Net Worth & DSR

Real-time net worth. Debt Service Ratio gauge with borrowing room advice.

❄️

Snowball Optimizer

Debt cascade simulator. Target debt-free date with EPF injection support.

🤖

Telegram Bot

/dashboard, /networth, /zakat, /assets commands. Group-friendly.

And More

Asset tracker Personal debts Payday checklist CC statements Spending health meter Affordability calculator i-Sayang EPF Onboarding wizard

Track your net worth, Malaysian style.

No spreadsheets. No receipt logging. Just your money, automated.

Start Free — Takes 2 Minutes